Terms & Conditions

Terms & Conditions of Use

These Terms are a legal agreement between you and WebSacco that governs your access to and use of WebSacco service. Please review this entire Terms of Service before you decide whether to accept it and continue with the registration process.

Introduction
1. These terms and conditions shall govern your use of WebSacco.
2. By using WebSacco, you accept these terms and conditions in full; accordingly, if you disagree with these terms and conditions or any part of these terms and conditions, you must not use WebSacco.
3. If you register with WebSacco, submit any material to WebSacco or use any of our portal services, we will ask you to expressly agree to these terms and conditions.
4. You must be at least [18] years of age to use WebSacco; by using WebSacco or agreeing to these terms and conditions, you warrant and represent to us that you are at least [18] years of age.
5. Our website uses cookies; by using our website or agreeing to these terms and conditions, you consent to our use of cookies in accordance with the terms of our [privacy and cookies policy].
Copyright Notice
1. Subject to the express provisions of these terms and conditions:a) WebSacco Ltd owns and control all the copyright and other intellectual property rights in WebSacco and the related material in it; andb) All the copyright and other intellectual property rights in WebSacco and the material on the website are reserved.
Licence to use WebSacco
1. You may:a) View pages from our WebSacco in a web browser;b) Download pages from WebSacco for caching in a web browser;c) Print pages from our WebSacco;d) Stream audio and video files from our website; ande) Use our website services by means of a web browser,Subject to the other provisions of these terms and conditions.
2. Except as expressly permitted by Section 3.1 or the other provisions of these terms and conditions, you must not download any material from WebSacco or save any such material to your computer.
3. You may only use our portal for your own personal and business purposes, and you must not use WebSacco for any other purposes.
4. Except as expressly permitted by these terms and conditions, you must not edit or otherwise modify any material on the WebSacco website.
5. Unless you own or control the relevant rights in the material, you must not:a) republish material from WebSacco(including republication on another website);b) Sell, rent or sub-license material from WebSacco;c) Show any material from WebSacco in public;d) Exploit material from WebSacco for a commercial purpose; ore) Redistribute material from our website.
6. 3.6 We reserve the right to restrict access to areas of our website, or indeed our whole website, at our discretion; you must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.
Acceptable use
1. You must not:a) use our WebSacco in any way or take any action that causes, or may cause, damage to WebSacco or impairment of the performance, availability or accessibility of WebSacco;b) attempt to decompile or reverse engineer WebSacco;c) use our WebSacco in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;d) use our WebSacco to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software;e) conduct any systematic or automated data collection activities including scraping, data mining, data extraction and data harvesting on or in relation to WebSacco without our express written consent;f) Access or otherwise interact with WebSacco using any robot, spider or other automated means, except for the purpose of search engine indexing;g) Use data collected from WebSacco for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing and direct mailing)].
2. You must not use data collected from our website to contact individuals, companies or other persons or entities.
3. You must ensure that all the information you supply to us through our website, or in relation to our website, is [true, accurate, current, complete and non-misleading].
Registration and accounts
1. To be eligible for an account on WebSacco, you may be resident or situated in any part of the globe.
2. You may register for an account with WebSacco by completing and submitting the account registration form on our website, and clicking on the verification link in the email that the website will send to you.
3. You must not allow any other person to use your account to access WebSacco.
4. You must notify us in writing immediately if you become aware of any unauthorized use of your account.
5. You must not use any other person’s account to access WebSacco unless you have that person’s express permission to do so.
User login details
1. If you register for an account with our website, you will be asked to choose a user ID and password.
2. Your user ID must not be liable to mislead you may not use your account or user ID for or in connection with the impersonation of any person.
3. You must keep your password confidential.
4. You must notify us in writing immediately if you become aware of any disclosure of your password.
5. You are responsible for any activity on WebSacco arising out of any failure to keep your password confidential, and may be held liable for any losses arising out of such a failure.
Cancellation and suspension of account
1. We may(a) suspend your account;(b) cancel your account; and/or(c) edit your account details,Below are the instances to warrant cancellation or suspension;
  1. If a user is deemed to be carrying out malicious activities e.g. Denial of service attacks, penetration testing, SQL injection, cross site scripting.
2. You may cancel your account on WebSacco by an email request to our support team on info@chamasoft.com.
Transaction
1. Due to our Anti-Money Laundry policy , you can only withdraw money you have deposited more than 7 days ago to ensure we have sufficient time to do due diligence on your account
Your content: license
1. In these terms and conditions, “your content” means all works and materials (including without limitation text, graphics, images, audio material, video material, audio-visual material, scripts, software and files) that you submit to WebSacco for storage or publication on, processing by, or transmission via, WebSacco].
2. You may edit your content to the extent permitted using the editing functionality on WebSacco.
3. You own all of the content and information you post on WebSacco and you can control how it is shared.
4. When you delete content, it is deleted but may persist in backup copies for a reasonable period of time (but will not be available to others).

Privacy Policy
1. We will collect and use of personal information solely with the objective of enhancing services and for other compatible
2. We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
3. We will make readily available to customers information about our policies and practices relating to the management of personal information.
4. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
Your content: rules
1. You warrant and represent that your content will comply with these terms and conditions.
2. Your content must not be illegal or unlawful, must not infringe any person’s legal rights, and must not be capable of giving rise to legal action against any person (in each case in any jurisdiction and under any applicable law).
3. Your content, and the use of your content by us in accordance with these terms and conditions, must not be;
  1. libelous or maliciously false;
  2. be obscene or indecent;
  3. infringe any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right;
  4. infringe any right of confidence, right of privacy or right under data protection legislation;
  5. constitute negligent advice or contain any negligent statement;
  6. constitute an incitement to commit a crime[, instructions for the commission of a crime or the promotion of criminal activity];
  7. be in contempt of any court, or in breach of any court order;
  8. be in breach of racial or religious hatred or discrimination legislation;
  9. be blasphemous;
  10. be in breach of official secrets legislation;
  11. be in breach of any contractual obligation owed to any person;
  12. depict violence in an explicit, graphic or gratuitous manner;
  13. be pornographic, lewd, suggestive or sexually explicit;
  14. be untrue, false, inaccurate or misleading;
  15. consist of or contain any instructions, advice or other information which may be acted upon and could, if acted upon, cause illness, injury or death, or any other loss or damage;
  16. constitute spam;
  17. be offensive, deceptive, fraudulent, threatening, abusive, harassing, anti-social, menacing, hateful, discriminatory or inflammatory]; or
  18. cause annoyance, inconvenience or needless anxiety to any person.
Breaches of these terms and conditions
1. Without prejudice to our other rights under these terms and conditions, if you breach these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may:a) Send you one or more formal warnings;b) Temporarily suspend your access to WebSacco;c) Permanently prohibit you from accessing WebSacco;d) Block computers using your IP address from accessing WebSacco;e) Contact any or all of your internet service providers and request that they block your access to WebSacco;f) Commence legal action against you, whether for breach of contract or otherwise; and/org) Suspend or delete your account on WebSacco].
2. Where we suspend or prohibit or block your access to WebSacco, you must not take any action to circumvent such suspension or prohibition or blocking including without limitation relating and/or using a different account.
Variation
1. You hereby agree that we may assign, transfer, sub-contract or otherwise deal with our rights and/or obligations under these terms and conditions.
2. You may not without our prior written consent assign, transfer, sub-contract or otherwise deal with any of your rights and/or obligations under these terms and conditions.
Severability
1. If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.
2. If any unlawful and/or unenforceable provision of these terms and conditions would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
Third Party Rights
1. A contract under these terms and conditions is for our benefit and your benefit, and is not intended to benefit or be enforceable by any third party.
2. The exercise of the parties’ rights under a contract under these terms and conditions is not subject to the consent of any third party.
Entire agreement
1. These terms and conditions, together with our privacy policy shall constitute the entire agreement between you and us in relation to your use of WebSacco and shall supersede all previous agreements between you and us in relation to your use of WebSacco.
Law and jurisdiction
1. These terms and conditions shall be governed by and construed in accordance with Kenyan law.
2. Any disputes relating to these terms and conditions shall be subject to the jurisdiction of the courts of Kenya.
Our details
1. WebSacco is owned and operated by WebSacco Ltd.
2. We are registered under the Kenya Constitution Company Act under the name WebSacco Limited, and our registered office, principal place of business, postal address, telephone and email address are as published on our website from time to time.